PCPClaims
FCA-regulated · Online check

Mis-sold car finance?
You could be owed hundreds.

If you had a car on PCP or HP finance between 2007 and 2024, you may have been overcharged on hidden commissions and interest — and could be entitled to claim it back.

  • 60-second check
  • No reg needed
  • Multiple cars
Check my claimStep 1 of 4

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Could you be owed money?

Join thousands of drivers who’ve started a check with us. If any of these sound familiar, you may have a claim.

Had finance since 2007?

On a car, van, bike or caravan using PCP or HP? You may have a claim.

Hidden commissions

Were broker commissions disclosed to you? Many drivers had no idea.

Interest rate

Were you aware your broker could adjust the interest rate on your deal?

Finance terms

Were the terms of your agreement clearly explained before you signed?

Pressured to sign

Did you feel rushed or pressured into agreeing to the finance deal?

Fees & charges

Were all the fees and charges explained before you took out the finance?

How it works

Three steps. Zero paperwork.

  1. 1Step 1

    Tell us about you

    Quick details about you and your car finance. Takes under 60 seconds, no documents needed.

  2. 2Step 2

    We investigate

    Our specialists check your finance for hidden commissions, undisclosed terms and other mis-selling indicators.

  3. 3Step 3

    You get paid

    If your claim is upheld, we recover your redress for you — averaging £829 per agreement based on FCA estimates.

Average payout

£0

per agreement · FCA estimate

You could be owed hundreds.

Many drivers held more than one agreement across the 2007–2024 window. Each one is reviewed separately — don’t leave money sitting with the lender.

Start my online check

Takes under a minute · No credit-score impact

Important information

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